KRUK Group Companies
The KRUK Group is composed of:
KRUK S.A.
As a provider of complete loss prevention and debt management services, KRUK S.A is involved in debt purchases as well. Starting with the year 2011, the company has been quoted on the Stock Exchange from Warsaw (WSE) and on Catalyst (Warsaw Stock Exchange bond market). KRUK S.A. is the leader of the Polish account receivable management (ARM) market.
Pożyczki Novum Finance Sp. z o.o. (in liquidation)
The company used to offer short-term credits to ex-debtors that have already paid their debts to the companies of KRUK Group in the agreed period of time. Currently Pożyczki Novum Finance Sp. z o.o is in liquidation. This means that all its assets were transferred to KRUK S.A. and the lending activity was expanded to this society.
RAVEN Krupa & Stańko Sp.k. Law Firm
Conducts a wide range of judicial and enforcement activities related to debt management. RAVEN Krupa & Stańko Sp.k. Law Firm offers consultancy services for processes connected to due diligence, transactions associated with sales, including management of retail and commercial debts.
KRUK România SRL
This company provides a wide range of ARM services for Romanian market. KRUK România has high operating standards that are based on the know-how developed by KRUK S.A. Actually, the whole technology and business model follows the Polish standards.
KRUK Ceská a Slovenská republika s.r.o.
Provides a wide range of ARM services on the Czech Republic and in Slovakia market. KRUK Ceská a Slovenská republika s.r.o has high operating standards that are based on the know-how developed by KRUK S.A. Actually, the whole technology and business model follows the Polish standards.
KRUK Deutschland GmbH
Provider of a wide range ARM services on German market. KRUK Deutschland GmbH has high operating standards that are based on the know-how developed by KRUK S.A. Actually, the whole technology and business model follows the Polish standards.
KRUK Italy
Provides a wide range of ARM services on Italian market. KRUK Italy has high operating standards that are based on the know-how developed by KRUK S.A. Actually, the whole technology and business model follows the Polish standards.
KRUK Spain
Provides a wide range of ARM services on Spanish market. KRUK Spain has high operating standards that are based on the know-how developed by KRUK S.A. Actually, the whole technology and business model follows the Polish standards.
ProsperoCapital Sp. z o.o.
Being a debt collection company, it mainly operates other financial service activities that elsewhere are not classified except pension and insurance funding, including debt recovery and receivables trading.
InvestCapital Ltd.
It is an investment company with its main objective as investments in equity-type assets, including shares in the companies that are part of KRUK Group.
KRUK Towarzystwo Funduszy Inwestycyjnych S.A.
This company dedicates itself to managing the investment funds of KRUK Group.
Itacapital S.R.L.
Itacapital S.r.L. is a securitization vehicle specialized in purchasing large receivables portfolios.
RoCapital IFN S.A.!!
Rocapital’s core business is the purchase and service of mortgage-guaranteed portfolios.
ERIF Business Solutions Sp. z o.o.
This company offers support for the sales and servicing processes. It is the owner of VERIF.pl, a dedicated platform for B2B clients.
Prokura NS FIZ
Prokura is a platform for securitization and investment, based on ARM methods and professional risk assessment.
Secapital Polska Sp. z o.o.
The main objective of Secapital Polska Sp. z o.o. is to offer servicing of securitized receivables.
SeCapital S.a r.l.
This company’s special purpose vehicle (SPV) is to invest capital in receivables, including in assets guaranteed by receivables.